Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,329 | $47,944-7.5% | $67,834-34.7% | $62,881-29.5% |
| Participation rate | 49.2% | 61.1%-11.9pp | 68.8%-19.6pp | 69.3%-20.1pp |
| Annual return | 7.60% | 11.77%-4.2pp | 138.47%-130.9pp | 20.14%-12.5pp |
| Employer contribution / active EE | $0 | $1,562-100.0% | $2,403-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,624 | $2,247-27.7% | $3,160-48.6% | $3,203-49.3% |
| Admin fee / account holder | $3,147 | $3,712-15.2% | $4,622-31.9% | $4,296-26.7% |