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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,738 | $67,606-54.5% | $82,313-62.7% | $70,124-56.2% |
| Participation rate | 48.1% | 72.8%-24.6pp | 76.9%-28.7pp | 69.5%-21.4pp |
| Annual return | 14.14% | 21.57%-7.4pp | 25.88%-11.7pp | 73.14%-59.0pp |
| Employer contribution / active EE | $995 | $1,755-43.3% | $2,428-59.0% | $2,342-57.5% |
| Participant deferral / active EE | $1,694 | $2,987-43.3% | $3,706-54.3% | $3,332-49.1% |
| Admin fee / account holder | $1,326 | $4,512-70.6% | $5,608-76.4% | $4,645-71.5% |