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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,093 | $96,558-64.7% | $80,977-57.9% | $273,972-87.6% |
| Participation rate | 50.0% | 79.1%-29.1pp | 75.8%-25.8pp | 83.0%-33.0pp |
| Annual return | 6.54% | 15.14%-8.6pp | 17.11%-10.6pp | 41.46%-34.9pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $8,819 | $6,598+33.7% | $5,696+54.8% | $5,287+66.8% |
| Admin fee / account holder | $106 | $7,493-98.6% | $5,517-98.1% | $10,133-99.0% |