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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,767 | $27,800-0.1% | $58,507-52.5% | $71,529-61.2% |
| Participation rate | 15.9% | 34.6%-18.7pp | 50.9%-35.0pp | 67.9%-52.0pp |
| Annual return | 25.65% | 26.80%-1.2pp | 4252.32%-4226.7pp | 28.97%-3.3pp |
| Employer contribution / active EE | $400 | $632-36.7% | $1,053-62.0% | $2,590-84.6% |
| Participant deferral / active EE | $1,271 | $1,208+5.2% | $1,922-33.9% | $4,291-70.4% |
| Admin fee / account holder | $0 | $1,637-100.0% | $2,486-100.0% | $1,588-100.0% |