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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,893 | $165,399-55.3% | $149,745-50.7% | $158,982-53.5% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 17.89% | 348.34%-330.4pp | 276.72%-258.8pp | 302.99%-285.1pp |
| Employer contribution / active EE | $8,007 | $5,105+56.8% | $4,646+72.3% | $4,763+68.1% |
| Participant deferral / active EE | $12,859 | $7,183+79.0% | $6,843+87.9% | $5,983+114.9% |
| Admin fee / account holder | $29,729 | $10,811+175.0% | $9,312+219.3% | $11,252+164.2% |