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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,204 | $176,794-9.4% | $146,647+9.2% | $167,553-4.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 63.99% | 24.04%+39.9pp | 22.75%+41.2pp | 478.89%-414.9pp |
| Employer contribution / active EE | $8,478 | $5,161+64.3% | $4,137+104.9% | $4,840+75.2% |
| Participant deferral / active EE | $8,084 | $6,440+25.5% | $5,506+46.8% | $6,343+27.5% |
| Admin fee / account holder | $2,588 | $13,262-80.5% | $10,281-74.8% | $12,316-79.0% |