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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,253 | $99,652-58.6% | $78,778-47.6% | $147,586-72.0% |
| Participation rate | 60.0% | 76.2%-16.2pp | 69.2%-9.2pp | 82.8%-22.8pp |
| Annual return | 16.16% | 47.28%-31.1pp | 35.62%-19.5pp | 578.59%-562.4pp |
| Employer contribution / active EE | $3,795 | $2,796+35.8% | $1,986+91.1% | $4,876-22.2% |
| Participant deferral / active EE | $4,744 | $3,664+29.5% | $2,958+60.4% | $5,439-12.8% |
| Admin fee / account holder | $12,538 | $7,155+75.2% | $5,134+144.2% | $10,886+15.2% |