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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,996 | $73,848-28.2% | $143,799-63.1% | $68,486-22.6% |
| Participation rate | 28.8% | 66.7%-37.8pp | 80.3%-51.5pp | 67.9%-39.0pp |
| Annual return | -17.15% | 0.91%-18.1pp | -0.04%-17.1pp | -7.85%-9.3pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $940 | $3,385-72.2% | $5,638-83.3% | $4,028-76.7% |
| Admin fee / account holder | $6,837 | $5,755+18.8% | $14,677-53.4% | $5,404+26.5% |