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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,964 | $135,956-36.0% | $123,894-29.8% | $273,972-68.3% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 9.92% | 56.63%-46.7pp | 47.52%-37.6pp | 41.46%-31.5pp |
| Employer contribution / active EE | $2,835 | $5,170-45.2% | $4,617-38.6% | $4,869-41.8% |
| Participant deferral / active EE | $6,753 | $6,343+6.5% | $5,984+12.8% | $5,287+27.7% |
| Admin fee / account holder | $2,845 | $9,817-71.0% | $8,357-66.0% | $10,133-71.9% |