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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,174 | $64,729-68.8% | $112,263-82.0% | $68,490-70.5% |
| Participation rate | 70.6% | 67.2%+3.4pp | 75.1%-4.5pp | 67.9%+2.7pp |
| Annual return | -19.12% | -11.40%-7.7pp | 27.49%-46.6pp | -7.85%-11.3pp |
| Employer contribution / active EE | $5,538 | $2,746+101.7% | $3,636+52.3% | $2,597+113.3% |
| Participant deferral / active EE | $1,103 | $3,566-69.1% | $4,729-76.7% | $4,028-72.6% |
| Admin fee / account holder | $332 | $5,222-93.6% | $6,410-94.8% | $5,403-93.8% |