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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,015 | $95,917-38.5% | $79,583-25.8% | $134,545-56.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -26.42% | -2.70%-23.7pp | 0.16%-26.6pp | 418.37%-444.8pp |
| Employer contribution / active EE | $2,421 | $3,129-22.6% | $2,414+0.3% | $4,742-48.9% |
| Participant deferral / active EE | $19,500 | $4,694+315.4% | $3,986+389.2% | $6,401+204.6% |
| Admin fee / account holder | $773 | $9,132-91.5% | $6,835-88.7% | $11,431-93.2% |