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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,551 | $62,589-14.4% | $76,768-30.2% | $64,173-16.6% |
| Participation rate | 98.9% | 72.8%+26.1pp | 77.0%+22.0pp | 69.6%+29.4pp |
| Annual return | -7.37% | -1.95%-5.4pp | 2.43%-9.8pp | 7.63%-15.0pp |
| Employer contribution / active EE | $801 | $1,832-56.3% | $2,485-67.8% | $2,381-66.3% |
| Participant deferral / active EE | $5,181 | $3,145+64.7% | $3,852+34.5% | $3,470+49.3% |
| Admin fee / account holder | $1,628 | $4,667-65.1% | $6,675-75.6% | $4,887-66.7% |