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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,275 | $123,793-59.4% | $177,848-71.7% | $79,856-37.0% |
| Participation rate | 94.4% | 84.7%+9.7pp | 87.7%+6.6pp | 69.6%+24.7pp |
| Annual return | 10.31% | 22.82%-12.5pp | 48.33%-38.0pp | 31.71%-21.4pp |
| Employer contribution / active EE | $2,355 | $4,095-42.5% | $5,919-60.2% | $2,471-4.7% |
| Participant deferral / active EE | $5,562 | $5,956-6.6% | $7,714-27.9% | $3,741+48.7% |
| Admin fee / account holder | $4,004 | $7,243-44.7% | $12,431-67.8% | $5,306-24.5% |