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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,443 | $111,535-9.0% | $105,223-3.6% | $137,256-26.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 17.68% | 237.85%-220.2pp | 180.65%-163.0pp | 220.34%-202.7pp |
| Employer contribution / active EE | $7,843 | $3,939+99.1% | $3,689+112.6% | $4,156+88.7% |
| Participant deferral / active EE | $8,643 | $5,500+57.2% | $5,072+70.4% | $6,407+34.9% |
| Admin fee / account holder | $807 | $9,721-91.7% | $8,859-90.9% | $12,270-93.4% |