Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $7,176 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,200 | $64,909-42.7% | $82,312-54.8% | $62,293-40.3% |
| Participation rate | 60.0% | 74.9%-14.9pp | 76.9%-16.9pp | 69.5%-9.5pp |
| Annual return | 23.04% | 21.18%+1.9pp | 25.88%-2.8pp | 28.90%-5.9pp |
| Employer contribution / active EE | $1,413 | $1,676-15.7% | $2,428-41.8% | $2,042-30.8% |
| Participant deferral / active EE | $4,866 | $3,103+56.8% | $3,706+31.3% | $3,169+53.5% |
| Admin fee / account holder | $40 | $440-91.0% | $5,608-99.3% | $479-91.7% |