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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,301 | $67,606-86.2% | $82,313-88.7% | $70,124-86.7% |
| Participation rate | 73.2% | 72.8%+0.4pp | 76.9%-3.7pp | 69.5%+3.6pp |
| Annual return | 20.63% | 21.57%-0.9pp | 25.88%-5.2pp | 73.14%-52.5pp |
| Employer contribution / active EE | $963 | $1,755-45.2% | $2,428-60.4% | $2,342-58.9% |
| Participant deferral / active EE | $1,892 | $2,987-36.7% | $3,706-49.0% | $3,332-43.2% |
| Admin fee / account holder | $358 | $4,512-92.1% | $5,608-93.6% | $4,645-92.3% |