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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,340 | $102,661-43.2% | $151,645-61.5% | $66,949-12.9% |
| Participation rate | 95.7% | 85.5%+10.1pp | 87.5%+8.2pp | 69.8%+25.8pp |
| Annual return | 3.57% | -10.81%+14.4pp | 3.34%+0.2pp | 1.57%+2.0pp |
| Employer contribution / active EE | $1,238 | $4,184-70.4% | $6,165-79.9% | $2,545-51.4% |
| Participant deferral / active EE | $9,057 | $6,645+36.3% | $8,363+8.3% | $4,239+113.7% |
| Admin fee / account holder | $7,198 | $630+1041.6% | $11,614-38.0% | $594+1112.6% |