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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,813 | $198,462-80.4% | $170,439-77.2% | $147,585-73.7% |
| Participation rate | 71.4% | 88.0%-16.5pp | 83.6%-12.2pp | 82.8%-11.4pp |
| Annual return | 18.10% | 257.30%-239.2pp | 205.94%-187.8pp | 578.58%-560.5pp |
| Employer contribution / active EE | $1,893 | $6,184-69.4% | $5,433-65.2% | $4,876-61.2% |
| Participant deferral / active EE | $6,205 | $5,629+10.2% | $4,939+25.6% | $5,439+14.1% |
| Admin fee / account holder | $371 | $16,852-97.8% | $13,881-97.3% | $10,886-96.6% |