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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,040 | $167,353-55.2% | $143,797-47.8% | $134,545-44.2% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -7.07% | 0.48%-7.5pp | -0.04%-7.0pp | 418.37%-425.4pp |
| Employer contribution / active EE | $1,934 | $5,620-65.6% | $4,952-61.0% | $4,742-59.2% |
| Participant deferral / active EE | $5,415 | $6,447-16.0% | $5,638-4.0% | $6,401-15.4% |
| Admin fee / account holder | $4,598 | $18,096-74.6% | $14,679-68.7% | $11,431-59.8% |