Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,071 | $61,660-35.0% | $80,022-49.9% | $64,173-37.6% |
| Participation rate | 36.0% | 71.7%-35.7pp | 75.8%-39.8pp | 69.6%-33.6pp |
| Annual return | -5.26% | -0.33%-4.9pp | 11.22%-16.5pp | 7.63%-12.9pp |
| Employer contribution / active EE | $646 | $1,810-64.3% | $2,468-73.8% | $2,381-72.9% |
| Participant deferral / active EE | $1,587 | $2,968-46.5% | $3,686-57.0% | $3,470-54.3% |
| Admin fee / account holder | $12,113 | $5,417+123.6% | $6,521+85.7% | $4,887+147.8% |