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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,546 | $112,131-85.2% | $95,964-82.8% | $158,982-89.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 25.41% | 171.19%-145.8pp | 91.64%-66.2pp | 302.99%-277.6pp |
| Employer contribution / active EE | $2,159 | $3,199-32.5% | $2,541-15.1% | $4,763-54.7% |
| Participant deferral / active EE | $3,494 | $4,784-27.0% | $4,167-16.1% | $5,983-41.6% |
| Admin fee / account holder | $1,041 | $10,136-89.7% | $6,797-84.7% | $11,252-90.7% |