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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,679 | $65,367-28.6% | $92,915-49.8% | $72,976-36.0% |
| Participation rate | 41.0% | 68.3%-27.3pp | 76.0%-35.0pp | 69.5%-28.5pp |
| Annual return | 0.00% | 42.11%-42.1pp | 109.45%-109.4pp | 81.02%-81.0pp |
| Employer contribution / active EE | $1,353 | $2,594-47.8% | $3,653-63.0% | $2,440-44.5% |
| Participant deferral / active EE | $3,821 | $3,128+22.2% | $4,238-9.8% | $3,608+5.9% |
| Admin fee / account holder | $12,362 | $4,251+190.8% | $5,796+113.3% | $5,124+141.3% |