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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,453 | $100,901+8.5% | $75,501+45.0% | $147,585-25.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 16.18% | 35.78%-19.6pp | 27.35%-11.2pp | 578.58%-562.4pp |
| Employer contribution / active EE | $4,285 | $3,253+31.7% | $2,352+82.2% | $4,876-12.1% |
| Participant deferral / active EE | $11,672 | $4,027+189.8% | $3,142+271.4% | $5,439+114.6% |
| Admin fee / account holder | $4,061 | $11,285-64.0% | $5,801-30.0% | $10,886-62.7% |