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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,872 | $148,629+45.9% | $135,982+59.5% | $139,487+55.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.68% | 79.33%-59.7pp | 68.32%-48.6pp | 373.84%-354.2pp |
| Employer contribution / active EE | $9,464 | $5,247+80.4% | $4,859+94.8% | $4,755+99.0% |
| Participant deferral / active EE | $11,628 | $8,102+43.5% | $7,760+49.8% | $6,713+73.2% |
| Admin fee / account holder | $2,014 | $12,406-83.8% | $10,767-81.3% | $11,407-82.3% |