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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,913 | $112,935-54.0% | $90,970-42.9% | $158,966-67.3% |
| Participation rate | 87.5% | 74.7%+12.8pp | 69.0%+18.5pp | 82.0%+5.5pp |
| Annual return | 11.08% | 215.79%-204.7pp | 134.58%-123.5pp | 302.95%-291.9pp |
| Employer contribution / active EE | $884 | $2,895-69.5% | $2,122-58.3% | $4,762-81.4% |
| Participant deferral / active EE | $2,856 | $4,129-30.8% | $3,373-15.3% | $5,983-52.3% |
| Admin fee / account holder | $554 | $8,045-93.1% | $5,960-90.7% | $11,250-95.1% |