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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,236 | $162,136-82.0% | $152,301-80.8% | $154,746-81.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 10.12% | 91.02%-80.9pp | 80.50%-70.4pp | 172.34%-162.2pp |
| Employer contribution / active EE | $2,031 | $4,890-58.5% | $4,624-56.1% | $4,379-53.6% |
| Participant deferral / active EE | $1,402 | $8,341-83.2% | $8,004-82.5% | $6,730-79.2% |
| Admin fee / account holder | $9,556 | $15,759-39.4% | $14,398-33.6% | $14,365-33.5% |