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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,382 | $81,870-60.4% | $119,622-72.9% | $68,486-52.7% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -15.75% | -23.82%+8.1pp | -14.98%-0.8pp | -7.85%-7.9pp |
| Employer contribution / active EE | $7,028 | $2,692+161.1% | $4,232+66.1% | $2,597+170.6% |
| Participant deferral / active EE | $3,736 | $4,148-9.9% | $5,601-33.3% | $4,028-7.2% |
| Admin fee / account holder | $455 | $6,583-93.1% | $10,328-95.6% | $5,404-91.6% |