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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,920 | $135,956-82.4% | $123,894-80.7% | $273,972-91.3% |
| Participation rate | 20.0% | 84.1%-64.1pp | 81.4%-61.4pp | 83.0%-63.0pp |
| Annual return | 10.60% | 56.63%-46.0pp | 47.52%-36.9pp | 41.46%-30.9pp |
| Employer contribution / active EE | $1,415 | $5,170-72.6% | $4,617-69.4% | $4,869-70.9% |
| Participant deferral / active EE | $2,566 | $6,343-59.5% | $5,984-57.1% | $5,287-51.5% |
| Admin fee / account holder | $2,397 | $9,817-75.6% | $8,357-71.3% | $10,133-76.3% |