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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,792 | $31,571-27.8% | $59,496-61.7% | - |
| Participation rate | 16.2% | 39.6%-23.5pp | 54.6%-38.4pp | - |
| Annual return | -0.21% | -2.34%+2.1pp | 182.05%-182.3pp | - |
| Employer contribution / active EE | $687 | $479+43.4% | $1,153-40.4% | - |
| Participant deferral / active EE | $1,228 | $928+32.3% | $1,829-32.9% | - |
| Admin fee / account holder | $3,940 | $13,016-69.7% | $2,232+76.5% | - |