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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,103 | $135,956-91.8% | $123,894-91.0% | $273,972-95.9% |
| Participation rate | 76.9% | 84.1%-7.1pp | 81.4%-4.5pp | 83.0%-6.1pp |
| Annual return | 12.29% | 56.63%-44.3pp | 47.52%-35.2pp | 41.46%-29.2pp |
| Employer contribution / active EE | $1,281 | $5,170-75.2% | $4,617-72.3% | $4,869-73.7% |
| Participant deferral / active EE | $3,083 | $6,343-51.4% | $5,984-48.5% | $5,287-41.7% |
| Admin fee / account holder | $1,390 | $9,817-85.8% | $8,357-83.4% | $10,133-86.3% |