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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,940 | $96,956-66.0% | $69,779-52.8% | $273,972-88.0% |
| Participation rate | 25.0% | 77.1%-52.1pp | 71.8%-46.8pp | 83.0%-58.0pp |
| Annual return | 9.59% | 12.93%-3.3pp | 12.99%-3.4pp | 41.46%-31.9pp |
| Employer contribution / active EE | $625 | $3,316-81.1% | $2,338-73.3% | $4,869-87.2% |
| Participant deferral / active EE | $1,807 | $3,744-51.7% | $2,931-38.4% | $5,287-65.8% |
| Admin fee / account holder | $344 | $7,934-95.7% | $4,381-92.2% | $10,133-96.6% |