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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,976 | $73,863+90.9% | $143,797-2.0% | $68,490+105.8% |
| Participation rate | 78.6% | 66.7%+11.9pp | 80.3%-1.7pp | 67.9%+10.7pp |
| Annual return | -21.48% | 0.91%-22.4pp | -0.04%-21.4pp | -7.85%-13.6pp |
| Employer contribution / active EE | $1,507 | $3,185-52.7% | $4,952-69.6% | $2,597-42.0% |
| Participant deferral / active EE | $3,676 | $3,385+8.6% | $5,638-34.8% | $4,028-8.7% |
| Admin fee / account holder | $2,109 | $5,756-63.4% | $14,679-85.6% | $5,403-61.0% |