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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,471 | $81,358-22.0% | $155,556-59.2% | $80,959-21.6% |
| Participation rate | 85.7% | 66.3%+19.4pp | 78.2%+7.5pp | 67.7%+18.0pp |
| Annual return | 8.84% | 33.39%-24.5pp | 64.84%-56.0pp | 35.67%-26.8pp |
| Employer contribution / active EE | $2,108 | $3,106-32.1% | $4,675-54.9% | $2,757-23.5% |
| Participant deferral / active EE | $4,458 | $3,455+29.0% | $5,631-20.8% | $4,300+3.7% |
| Admin fee / account holder | $102,551 | $7,994+1182.9% | $15,885+545.6% | $6,925+1380.8% |