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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,924 | $138,076+75.9% | $123,553+96.6% | $135,380+79.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.49% | 153.70%-157.2pp | 119.21%-122.7pp | 519.81%-523.3pp |
| Employer contribution / active EE | $2,047 | $5,152-60.3% | $4,628-55.8% | $4,779-57.2% |
| Participant deferral / active EE | $12,749 | $6,800+87.5% | $6,426+98.4% | $5,609+127.3% |
| Admin fee / account holder | $8,191 | $10,917-25.0% | $9,284-11.8% | $10,828-24.4% |