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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,980 | $105,623+175.5% | $87,502+232.5% | $273,972+6.2% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 8.13% | 12.26%-4.1pp | 12.21%-4.1pp | 41.46%-33.3pp |
| Employer contribution / active EE | $4,101 | $3,141+30.6% | $2,550+60.8% | $4,869-15.8% |
| Participant deferral / active EE | $11,436 | $3,601+217.6% | $3,149+263.2% | $5,287+116.3% |
| Admin fee / account holder | $2,376 | $4,781-50.3% | $4,221-43.7% | $10,133-76.5% |