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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $838,266 | $102,938+714.3% | $94,105+790.8% | $138,895+503.5% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 3.89% | 250.28%-246.4pp | 204.55%-200.7pp | 145.39%-141.5pp |
| Employer contribution / active EE | $4,550 | $2,732+66.6% | $2,504+81.7% | $4,194+8.5% |
| Participant deferral / active EE | $20,650 | $4,196+392.1% | $3,881+432.1% | $6,396+222.9% |
| Admin fee / account holder | $40 | $6,600-99.4% | $6,199-99.4% | $12,562-99.7% |