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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,489 | $52,279-41.7% | $89,414-65.9% | $79,852-61.8% |
| Participation rate | 53.6% | 57.5%-4.0pp | 68.0%-14.4pp | 69.6%-16.1pp |
| Annual return | 14.22% | 22.16%-7.9pp | 245.50%-231.3pp | 31.72%-17.5pp |
| Employer contribution / active EE | $1,136 | $1,572-27.7% | $2,586-56.1% | $2,471-54.0% |
| Participant deferral / active EE | $1,695 | $2,740-38.1% | $3,890-56.4% | $3,740-54.7% |
| Admin fee / account holder | $210 | $3,356-93.7% | $4,883-95.7% | $5,306-96.0% |