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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,268 | $105,867-71.4% | $90,760-66.7% | $134,532-77.5% |
| Participation rate | 60.0% | 78.3%-18.3pp | 75.7%-15.7pp | 81.2%-21.2pp |
| Annual return | -24.79% | -10.99%-13.8pp | -12.16%-12.6pp | 418.27%-443.1pp |
| Employer contribution / active EE | $2,369 | $3,464-31.6% | $2,922-18.9% | $4,741-50.0% |
| Participant deferral / active EE | $9,051 | $5,217+73.5% | $4,565+98.3% | $6,401+41.4% |
| Admin fee / account holder | $142 | $13,936-99.0% | $8,444-98.3% | $11,429-98.8% |