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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,542 | $97,020-67.5% | $83,322-62.1% | $135,379-76.7% |
| Participation rate | 62.5% | 80.4%-17.9pp | 77.8%-15.3pp | 82.6%-20.1pp |
| Annual return | -5.67% | 12.31%-18.0pp | 10.64%-16.3pp | 519.79%-525.5pp |
| Employer contribution / active EE | $1,882 | $4,144-54.6% | $3,379-44.3% | $4,779-60.6% |
| Participant deferral / active EE | $3,330 | $5,964-44.2% | $5,565-40.2% | $5,609-40.6% |
| Admin fee / account holder | $23 | $8,426-99.7% | $7,540-99.7% | $10,828-99.8% |