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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,830 | $82,674-70.0% | $125,381-80.2% | $68,486-63.7% |
| Participation rate | 36.4% | 75.1%-38.7pp | 82.4%-46.0pp | 67.9%-31.5pp |
| Annual return | -18.81% | -5.97%-12.8pp | 572.31%-591.1pp | -7.85%-11.0pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,258 | $6,111-46.7% | $7,448-56.3% | $4,028-19.1% |
| Admin fee / account holder | $99 | $6,277-98.4% | $10,007-99.0% | $5,404-98.2% |