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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,282 | $198,457+96.7% | $170,435+129.0% | $147,586+164.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 4.42% | 257.30%-252.9pp | 205.94%-201.5pp | 578.59%-574.2pp |
| Employer contribution / active EE | $1,108 | $6,183-82.1% | $5,432-79.6% | $4,876-77.3% |
| Participant deferral / active EE | $12,673 | $5,629+125.1% | $4,939+156.6% | $5,439+133.0% |
| Admin fee / account holder | $6,637 | $16,852-60.6% | $13,881-52.2% | $10,886-39.0% |