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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,526 | $115,814-71.1% | $101,275-66.9% | $158,982-78.9% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 15.75% | 56.16%-40.4pp | 46.48%-30.7pp | 302.99%-287.2pp |
| Employer contribution / active EE | $990 | $4,176-76.3% | $3,660-73.0% | $4,763-79.2% |
| Participant deferral / active EE | $3,250 | $4,958-34.5% | $4,371-25.6% | $5,983-45.7% |
| Admin fee / account holder | $20 | $7,249-99.7% | $5,948-99.7% | $11,252-99.8% |