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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,867 | $175,231-5.9% | $149,696+10.1% | $139,466+18.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.94% | 166.77%-150.8pp | 134.46%-118.5pp | 373.66%-357.7pp |
| Employer contribution / active EE | $8,974 | $5,478+63.8% | $4,821+86.1% | $4,754+88.8% |
| Participant deferral / active EE | $8,473 | $6,521+29.9% | $5,682+49.1% | $6,712+26.2% |
| Admin fee / account holder | $4,441 | $16,155-72.5% | $13,212-66.4% | $11,409-61.1% |