Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,964 | $89,370-81.0% | $141,197-88.0% | $72,976-76.8% |
| Participation rate | 46.5% | 75.1%-28.6pp | 82.5%-36.0pp | 69.5%-23.0pp |
| Annual return | 32.23% | 111.88%-79.6pp | 71.41%-39.2pp | 81.02%-48.8pp |
| Employer contribution / active EE | $1,352 | $3,115-56.6% | $4,736-71.5% | $2,440-44.6% |
| Participant deferral / active EE | $2,136 | $5,419-60.6% | $6,710-68.2% | $3,608-40.8% |
| Admin fee / account holder | $520 | $5,957-91.3% | $10,265-94.9% | $5,124-89.9% |