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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,028 | $99,032-39.4% | $80,022-25.0% | $135,380-55.7% |
| Participation rate | 94.4% | 78.4%+16.1pp | 75.8%+18.6pp | 82.6%+11.8pp |
| Annual return | -9.22% | 15.39%-24.6pp | 11.22%-20.4pp | 519.81%-529.0pp |
| Employer contribution / active EE | $2,538 | $3,043-16.6% | $2,468+2.8% | $4,779-46.9% |
| Participant deferral / active EE | $3,314 | $4,282-22.6% | $3,686-10.1% | $5,609-40.9% |
| Admin fee / account holder | $4,312 | $10,436-58.7% | $6,521-33.9% | $10,828-60.2% |