Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,310 | $52,911-25.7% | $73,309-46.4% | $59,633-34.1% |
| Participation rate | 56.8% | 68.2%-11.4pp | 74.9%-18.1pp | 68.7%-11.9pp |
| Annual return | 18.98% | 12.20%+6.8pp | 5.67%+13.3pp | 2041.45%-2022.5pp |
| Employer contribution / active EE | $0 | $1,909-100.0% | $3,237-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $7,011 | $4,069+72.3% | $4,991+40.5% | $3,192+119.7% |
| Admin fee / account holder | $3,950 | $3,835+3.0% | $5,635-29.9% | $4,297-8.1% |