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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,168 | $60,349-83.2% | $74,184-86.3% | $62,881-83.8% |
| Participation rate | 80.8% | 72.7%+8.0pp | 76.6%+4.2pp | 69.3%+11.5pp |
| Annual return | 49.15% | 21.38%+27.8pp | 17.74%+31.4pp | 20.14%+29.0pp |
| Employer contribution / active EE | $474 | $1,680-71.8% | $2,370-80.0% | $2,281-79.2% |
| Participant deferral / active EE | $1,122 | $2,856-60.7% | $3,550-68.4% | $3,203-65.0% |
| Admin fee / account holder | $876 | $4,261-79.4% | $5,586-84.3% | $4,296-79.6% |