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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,955 | $183,516+10.6% | $155,534+30.5% | $145,884+39.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.62% | 61.43%-47.8pp | 64.92%-51.3pp | 551.85%-538.2pp |
| Employer contribution / active EE | $2,303 | $5,315-56.7% | $4,675-50.7% | $4,662-50.6% |
| Participant deferral / active EE | $29,209 | $6,467+351.7% | $5,630+418.8% | $6,690+336.6% |
| Admin fee / account holder | $642 | $19,293-96.7% | $15,900-96.0% | $13,392-95.2% |