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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,687 | $106,864+22.3% | $147,318-11.3% | $82,637+58.1% |
| Participation rate | 67.2% | 75.5%-8.3pp | 82.1%-14.8pp | 68.1%-0.8pp |
| Annual return | 16.75% | 27.49%-10.7pp | 70.43%-53.7pp | 53.51%-36.8pp |
| Employer contribution / active EE | $2,817 | $3,417-17.5% | $4,593-38.7% | $2,552+10.4% |
| Participant deferral / active EE | $6,104 | $6,496-6.0% | $7,906-22.8% | $4,126+47.9% |
| Admin fee / account holder | $664 | $8,415-92.1% | $13,708-95.2% | $7,339-91.0% |