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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,687 | $106,524+22.7% | $152,301-14.2% | $87,485+49.4% |
| Participation rate | 67.2% | 75.8%-8.5pp | 82.4%-15.2pp | 68.9%-1.7pp |
| Annual return | 16.75% | 26.89%-10.1pp | 80.50%-63.8pp | 26.06%-9.3pp |
| Employer contribution / active EE | $2,817 | $3,371-16.4% | $4,624-39.1% | $2,596+8.5% |
| Participant deferral / active EE | $6,104 | $6,525-6.4% | $8,004-23.7% | $4,274+42.8% |
| Admin fee / account holder | $664 | $8,287-92.0% | $14,398-95.4% | $7,775-91.5% |